Quick Summary
Best Overall
Amex Blue Cash Preferred
3% back at gas stations
Best No Annual Fee
BofA Customized Cash Rewards
3% gas (your choice category)
Best for High Spenders
Citi Strata Premier
3x points, includes EV charging
Best for Costco Members
Costco Anywhere Visa
4% back on gas (up to $7k/year)
Our Top Gas Card Picks
Costco Anywhere Visa Card by Citi
The ultimate gas rewards card for Costco members. Earn 4% back on gas (including Costco gas) with no annual fee beyond Costco membership.
Gas Rewards
4% back
Annual Cap
$7,000
Annual Fee
$0*
Travel/Dining
3%
*No card annual fee, but requires Costco membership
American Express Blue Cash Preferred
Earn 3% back at gas stations plus 6% at supermarkets and 3% on transit—making it excellent for everyday spending.
Gas Rewards
3% back
Groceries
6% back
Annual Fee
$95
Welcome Bonus
$350
Bank of America Customized Cash Rewards
Choose gas as your 3% category and earn solid rewards with no annual fee. BofA Preferred Rewards members get up to 5.25%.
Gas Rewards
3% back
Quarterly Cap
$2,500
Annual Fee
$0
Welcome Bonus
$200
Citi Strata Premier Card
Earn 3x points on gas stations and EV charging, plus 3x on travel, groceries, and restaurants with no spending caps.
Gas Rewards
3x points
Spending Cap
No cap
Annual Fee
$95
Transfer Partners
19+
Sam's Club Mastercard
Earn 5% back on Sam's Club gas (up to $6,000/year) plus 5% on Sam's Club purchases—perfect for warehouse shoppers.
Sam's Gas
5% back
Other Gas
1% back
Annual Fee
$0*
Sam's Club
5% back
*No card annual fee, but requires Sam's Club membership
American Express Blue Cash Everyday
No-annual-fee version earning 3% at gas stations and supermarkets—great for moderate spenders.
Gas Rewards
3% back
Groceries
3% back
Annual Fee
$0
Welcome Bonus
$200
Side-by-Side Comparison
| Card | Gas Rate | Cap | Annual Fee |
|---|---|---|---|
| Costco Anywhere Visa | 4% | $7,000/year | $0* |
| Blue Cash Preferred | 3% | No cap | $95 |
| BofA Customized Cash | 3% | $2,500/quarter | $0 |
| Citi Strata Premier | 3x pts | No cap | $95 |
| Sam's Club Mastercard | 5% (Sam's) | $6,000/year | $0* |
| Blue Cash Everyday | 3% | No cap | $0 |
⚡ Note About EV Charging
Most cards that reward gas purchases also include EV charging stations. This typically includes:
- •Public charging networks (ChargePoint, EVgo, Electrify America)
- •Tesla Supercharger network (when it codes as gas/EV charging)
- •Level 2 and DC fast charging stations
Note: Home EV charging typically codes as utilities, not gas, so these rewards won't apply to your home charging.
The Bottom Line
If you're a Costco member, the Costco Anywhere Visa is unbeatable with 4% back on gas up to $7,000/year. That's $280 in annual gas rewards alone.
For non-warehouse members, the Amex Blue Cash Preferred offers 3% on gas with no cap, plus 6% on groceries making it excellent for everyday spending. The $95 fee pays for itself quickly.
Want no annual fee? The Bank of America Customized Cash Rewards gives you 3% on gas with a $2,500 quarterly cap ($10,000/year), which is more than enough for most drivers.